Total Force Team

The PFC counsels, educates and creates personalized strategies for military service members on personal financial readiness, money management, and budget management, enabling them to maintain or reach financial health.  The PFC also appraises the individual military service member’s personal financial condition and develops military service members to improve financial record keeping, create and /or maintain a personal budget and a financial plan to achieve solvency and financial stability.

"There is no such thing as sustainable resilience that does not take into account matters of personal money management." Frank Molinar, CFP(r)

If you've ever wondered: Where's the money going?, How can I stop living check to check?, Buy or lease?, What should I do to save for the future?, Am I tracking or is there something more I can do? or any other issues around personal finances consider speaking with our Personal Financial Consultant.

One of only 34 Financial Consultants contracted by the Dept of Defense fulltime to serve the needs of the military family, Frank is embeded for the state of Arizona. He brings over 27 years of practical experience, is a Certified Financial Planner, an experienced speaker, trainer, and counselor. Frank has even developed a unique cirriculumn, Richer Lives, Ready Warriors, to teach the core discipines of money using military principles/rules of engagement.

As a contractor, his services are Confidential, Comprehensive, With No Conflicts of Interest, and available At No Cost to the Servicemenber/Retiree.

Seek Frank out for help with:

• Training for your unit, or community groups
• Speaking to workshops, conferences, and retreats
• For a *Personal Consultation

Subject Matter Expert in:

• Budgeting 
• Saving
• Debt & Credit Management
• Investing
• Retirement Planning 
• Education Planning 
• Estate Planning
• Trusts 
• Insurance

Key Times to Meet:

• Dealing with divorce 
• Planning on marriage
• Expanding family
• Preserving a Security Clearance
• New job
• Loss of income
• Loss of a loved one
• Planning for retirement
• Approaching retirement
• Strugging with debt
• Considering bankruptcy
• Wanting to invest
• Start a business
• Saving for education
• Disability 
• Planning to buy a home/car
• Need help builiding (or re-building) credit
• Generally want to improve on money management skills

"After talking with thousands of servicemembers and their families, two things I know: there's always something you can do (to move from bad to good, or good to better), and your potential is bigger than your dreams...." Frank Molinar, CFP(r)

Frank Molinar, CFP

602-629-4444 office

602-769-3344 cell

866-325-9660 fax

PFC.azjfsap@gmail.com

frank.molinar@healthnet.com

Send an email to join Frank's monthly Q&A Interactive Coaching program. 

Frank Molinar is the Dept of Defense contracted Personal Financial Counselor for the military population in state of AZ. He is a Certified Financial Planner with over 26 years experience and a background in counseling. Over the years he has served the community as a Director of Financial Planning Association of Greater Phoenix and pro bono education events in cooperation with the Arizona Republic, all major local news outlets, MSNBC online, and FPA's national Ask-A-Planner hotline. Frank is a dynamic speaker/educator in high demand across the state for unit trainings, marriage retreats, family program events, pre and post deployment educational workshops, and more. He also serves military families by providing individual counseling with no conflicts of interest, at no cost to the service member/family. Discussing, The Six Keys to Enduring Wealth -- an interactive discussion to answer your questions about financial and investment planning. He will review the core principles and practices of great investing, what you need to know about today's market uncertainties, where and how to start investing, how to avoid repeating costly mistakes, and spot financial scams.